The FCMS^® 401(k) service is an investment education tool for participants of employer-sponsored retirement plans, such as 401(k) and 403(b) plans. By subscribing to this educational service, you will have access to asset allocation models¹ to support you in actively managing your retirement plan account. The asset allocation models¹ are managed through a long-term, strategic asset allocation process and designed to provide diversified exposure to global capital markets by allocating across asset classes, geographies, and investment styles.